Financial: Canada Pension Plan (CPP) Retirement Pension

Canada Pension Plan

Monthly payment based on how much and for how long you contributed to Canada Pension and/or Quebec Pension

Who is Eligible and How to Apply

Seniors who

(a) are at least 65 years of age: or

(b) are between the ages of 60 and 64 years and have stopped working or have earnings below a specified level of income for a period of time.

Must have contributed to the pension plan.

Must complete an application form to apply.

Survivor Benefits

Survivor benefits are paid to a deceased contributors estate.

Surviving spouse or common law partner or the next of kin may be eligible, in that order.

Benefits include:

• Death Benefit: one time payment
• Survivors Pension: monthly payment to spouse
• Children’s Benefit: monthly payment to dependent children

Separated spouse or same sex may be eligible

How to Apply

• Deceased spouse must have contributed to the plan for a required amount of time. Death Benefit: contributors estate, surviving spouse may apply
• Survivors Pension: spouse may apply
• Children’s Benefit: children under the age of 18 or 18-25 years and in full time attendance at school or university may apply

Application forms must be completed for both Survivor Benefits and Death Benefits

For more information or application forms contact:

Human Resources Development Canada
1-800-277-9914 or TDD/TTY 1-800-255-4786.

Article provided by Halton Region

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